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Financial Advice and Support – York Direct Cremation

Dealing with financial matters after the loss of a loved one can feel overwhelming. Understanding the support available and where to find help can ease some of the burden during this difficult time. Below is a guide to financial assistance and advice for residents in the York area.

1. Bereavement Support Payment

The Bereavement Support Payment is a government benefit designed to assist those who have lost a spouse or civil partner. It offers a lump sum payment followed by monthly instalments, depending on your circumstances.

Eligibility: You must be under State Pension age, and your partner must have paid National Insurance contributions for at least 25 weeks.

How to apply:

  • Phone: 0800 731 0469
  • Online: Bereavement Support Payment

2. Funeral Expenses Payment

If you are on a low income or receiving certain benefits, the Funeral Expenses Payment can help cover funeral costs such as cremation or burial fees, death certificates, and travel expenses.

Eligibility: You must be responsible for the funeral costs and be in receipt of benefits such as Universal Credit, Income Support, or Housing Benefit.

How to apply:

  • Phone: 0800 731 0469
  • Online: Funeral Expenses Payment
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3. Pension Credit Bereavement Payment

If you or your partner were receiving Pension Credit, you may be eligible for additional financial support following a bereavement, including a one-off payment or ongoing assistance.

Contact:

  • Pension Service Helpline: 0800 731 0469
  • More information: Pension Credit
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4. Charitable Support

Several UK charities offer financial assistance and advice to those struggling after a bereavement:

Turn2us

A national charity helping people access welfare benefits, charitable grants, and support services.

MoneyHelper (formerly Money Advice Service)

Offers free, impartial advice on money management, dealing with debt, and planning finances after a loss.

Step Change Debt Charity

Provides free debt advice and solutions to help manage finances and communicate with creditors after bereavement.

Cruse Bereavement Support

Offers emotional and practical support, including guidance on financial issues following a loss.

5. Local Authority Support

York City Council and surrounding local authorities may offer assistance, such as help with funeral costs or emergency grants. It's worth contacting your local council to explore what support is available.

6. Citizens Advice Bureau (CAB)

The Citizens Advice Bureau provides free, confidential advice on financial, legal, and other matters. They can guide you through your options for financial support following a bereavement.

7. National Bereavement Service

The National Bereavement Service offers free, confidential advice on practical and financial matters related to bereavement.

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Seeking Financial Support

It’s important to explore all the support options available after the loss of a loved one. You are not alone—help is available whether you need immediate financial assistance or longer-term planning advice.

Please don’t hesitate to reach out to the organisations listed above if you need guidance or support during this time.

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